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Cease and Desist Letter

Formally demand that harassment, collection calls, or false statements stop — in writing, with proof.

A cease and desist letter is a written demand that someone stop doing something. It is not a court order, and nobody goes to jail for ignoring one. What it does is remove every excuse: once it is delivered, the other side cannot claim they did not know the conduct was unwelcome or unlawful.

That matters later. Judges awarding damages, issuing protective orders, or assessing statutory penalties look for the moment the conduct became knowing. A dated letter with a delivery receipt is that moment, which is why debt collection harassment claims so often start here.

Send this letter when

  • A debt collector keeps calling after you told them to stop.
  • Someone is contacting you repeatedly after you asked them not to.
  • A collector is calling your employer or your relatives about your debt.
  • Someone is spreading false statements about you.
  • You want a documented warning on the record before going to court.

What your letter includes

  • A clear, dated demand that the conduct stop
  • A factual record of what happened and when
  • The federal and state statutes the conduct may violate
  • A response deadline and a statement of what happens next
  • Certified mail proof that the recipient was warned

Cease and desist letters by state

Deadlines, penalties and required notice periods differ by state. Pick yours to get the rules that apply to you.

Consumer protection law in Alabama, state by state

Every figure below links to the full rules for that state, with the statute cited.

StateConsumer protection law in AlabamaStatute
AlabamaAlabama Deceptive Trade Practices Act (Ala. Code § 8-19-1 et seq.)Ala. Code § 8-19-1 et seq.
AlaskaAlaska Unfair Trade Practices and Consumer Protection Act (Alaska Stat. § 45.50.471)Alaska Stat. § 45.50.471
ArizonaArizona Consumer Fraud Act (A.R.S. § 44-1521 et seq.)A.R.S. § 44-1521 et seq.
ArkansasArkansas Deceptive Trade Practices Act (Ark. Code § 4-88-101 et seq.)Ark. Code § 4-88-101 et seq.
CaliforniaCalifornia Unfair Competition Law and Consumers Legal Remedies Act (Cal. Bus. & Prof. Code § 17200; Cal. Civ. Code § 1750)Cal. Bus. & Prof. Code § 17200; Cal. Civ. Code § 1750
ColoradoColorado Consumer Protection Act (C.R.S. § 6-1-101 et seq.)C.R.S. § 6-1-101 et seq.
ConnecticutConnecticut Unfair Trade Practices Act (Conn. Gen. Stat. § 42-110a et seq.)Conn. Gen. Stat. § 42-110a et seq.
DelawareDelaware Consumer Fraud Act (6 Del. C. § 2511 et seq.)6 Del. C. § 2511 et seq.
District of ColumbiaD.C. Consumer Protection Procedures Act (D.C. Code § 28-3901 et seq.)D.C. Code § 28-3901 et seq.
FloridaFlorida Deceptive and Unfair Trade Practices Act (Fla. Stat. § 501.201 et seq.)Fla. Stat. § 501.201 et seq.
GeorgiaGeorgia Fair Business Practices Act (O.C.G.A. § 10-1-390 et seq.)O.C.G.A. § 10-1-390 et seq.
HawaiiHawaii unfair and deceptive practices law (Haw. Rev. Stat. § 480-2)Haw. Rev. Stat. § 480-2
IdahoIdaho Consumer Protection Act (Idaho Code § 48-601 et seq.)Idaho Code § 48-601 et seq.
IllinoisIllinois Consumer Fraud and Deceptive Business Practices Act (815 ILCS 505)815 ILCS 505
IndianaIndiana Deceptive Consumer Sales Act (Ind. Code § 24-5-0.5 et seq.)Ind. Code § 24-5-0.5 et seq.
IowaIowa Consumer Fraud Act (Iowa Code § 714.16)Iowa Code § 714.16
KansasKansas Consumer Protection Act (K.S.A. § 50-623 et seq.)K.S.A. § 50-623 et seq.
KentuckyKentucky Consumer Protection Act (Ky. Rev. Stat. § 367.110 et seq.)Ky. Rev. Stat. § 367.110 et seq.
LouisianaLouisiana Unfair Trade Practices and Consumer Protection Law (La. Rev. Stat. § 51:1401 et seq.)La. Rev. Stat. § 51:1401 et seq.
MaineMaine Unfair Trade Practices Act (5 M.R.S. § 205-A et seq.)5 M.R.S. § 205-A et seq.
MarylandMaryland Consumer Protection Act (Md. Code, Com. Law § 13-101 et seq.)Md. Code, Com. Law § 13-101 et seq.
MassachusettsMassachusetts Consumer Protection Act (M.G.L. c. 93A)M.G.L. c. 93A
MichiganMichigan Consumer Protection Act (Mich. Comp. Laws § 445.901 et seq.)Mich. Comp. Laws § 445.901 et seq.
MinnesotaMinnesota Prevention of Consumer Fraud Act (Minn. Stat. § 325F.69)Minn. Stat. § 325F.69
MississippiMississippi Consumer Protection Act (Miss. Code § 75-24-1 et seq.)Miss. Code § 75-24-1 et seq.
MissouriMissouri Merchandising Practices Act (Mo. Rev. Stat. § 407.010 et seq.)Mo. Rev. Stat. § 407.010 et seq.
MontanaMontana Unfair Trade Practices and Consumer Protection Act (Mont. Code § 30-14-101 et seq.)Mont. Code § 30-14-101 et seq.
NebraskaNebraska Consumer Protection Act (Neb. Rev. Stat. § 59-1601 et seq.)Neb. Rev. Stat. § 59-1601 et seq.
NevadaNevada Deceptive Trade Practices Act (Nev. Rev. Stat. § 598.0903 et seq.)Nev. Rev. Stat. § 598.0903 et seq.
New HampshireNew Hampshire Consumer Protection Act (N.H. Rev. Stat. ch. 358-A)N.H. Rev. Stat. ch. 358-A
New JerseyNew Jersey Consumer Fraud Act (N.J. Stat. § 56:8-1 et seq.)N.J. Stat. § 56:8-1 et seq.
New MexicoNew Mexico Unfair Practices Act (N.M. Stat. § 57-12-1 et seq.)N.M. Stat. § 57-12-1 et seq.
New YorkNew York deceptive acts and practices law (N.Y. Gen. Bus. Law §§ 349, 350)N.Y. Gen. Bus. Law §§ 349, 350
North CarolinaNorth Carolina Unfair and Deceptive Trade Practices Act (N.C. Gen. Stat. § 75-1.1)N.C. Gen. Stat. § 75-1.1
North DakotaNorth Dakota consumer fraud law (N.D. Cent. Code § 51-15-01 et seq.)N.D. Cent. Code § 51-15-01 et seq.
OhioOhio Consumer Sales Practices Act (Ohio Rev. Code ch. 1345)Ohio Rev. Code ch. 1345
OklahomaOklahoma Consumer Protection Act (Okla. Stat. tit. 15 § 751 et seq.)Okla. Stat. tit. 15 § 751 et seq.
OregonOregon Unlawful Trade Practices Act (Or. Rev. Stat. § 646.605 et seq.)Or. Rev. Stat. § 646.605 et seq.
PennsylvaniaPennsylvania Unfair Trade Practices and Consumer Protection Law (73 P.S. § 201-1 et seq.)73 P.S. § 201-1 et seq.
Rhode IslandRhode Island Deceptive Trade Practices Act (R.I. Gen. Laws § 6-13.1-1 et seq.)R.I. Gen. Laws § 6-13.1-1 et seq.
South CarolinaSouth Carolina Unfair Trade Practices Act (S.C. Code § 39-5-10 et seq.)S.C. Code § 39-5-10 et seq.
South DakotaSouth Dakota Deceptive Trade Practices law (S.D. Codified Laws § 37-24-1 et seq.)S.D. Codified Laws § 37-24-1 et seq.
TennesseeTennessee Consumer Protection Act (Tenn. Code § 47-18-101 et seq.)Tenn. Code § 47-18-101 et seq.
TexasTexas Deceptive Trade Practices–Consumer Protection Act (Tex. Bus. & Com. Code § 17.41 et seq.)Tex. Bus. & Com. Code § 17.41 et seq.
UtahUtah Consumer Sales Practices Act (Utah Code § 13-11-1 et seq.)Utah Code § 13-11-1 et seq.
VermontVermont Consumer Protection Act (9 V.S.A. § 2451 et seq.)9 V.S.A. § 2451 et seq.
VirginiaVirginia Consumer Protection Act (Va. Code § 59.1-196 et seq.)Va. Code § 59.1-196 et seq.
WashingtonWashington Consumer Protection Act (Rev. Code Wash. ch. 19.86)Rev. Code Wash. ch. 19.86
West VirginiaWest Virginia Consumer Credit and Protection Act (W. Va. Code § 46A-6-101 et seq.)W. Va. Code § 46A-6-101 et seq.
WisconsinWisconsin deceptive trade practices law (Wis. Stat. § 100.18)Wis. Stat. § 100.18
WyomingWyoming Consumer Protection Act (Wyo. Stat. § 40-12-101 et seq.)Wyo. Stat. § 40-12-101 et seq.

How it works

  1. 1

    Answer a few questions

    Names, addresses, dates and amounts. We assemble the letter and cite the statute that applies in your state.

  2. 2

    Review and edit

    Read the finished letter, change any wording you like, and see exactly what will be printed.

  3. 3

    We print and mail it

    Your letter is printed, folded, stamped and dropped in the mail — certified, if you want proof of delivery.

Why we recommend certified mail

A cease and desist letter is only worth what you can prove was delivered. Under 15 U.S.C. § 1692c(c) a collector's duty to stop begins when they receive your notice — the return receipt is the date.

Other letters we generate

This is not legal advice.

SendPaperMail is not a law firm, does not provide legal advice, and is not a substitute for an attorney. Our generators assemble a document from the information you enter and mail it for you. The statutes cited on these pages are provided for general information, may have been amended, and may not apply to your situation — city and county ordinances are frequently stricter than state law. If your matter is contested, involves a significant amount of money, or has a filing deadline, talk to a licensed attorney in your state.